The New Money Rules

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The new rules to save, invest, and grow your money—as seen on CNBC Make It

The rules of personal finance have changed. Now, more than ever, Gen Z needs a fresh, empowering approach to thrive. The New Money Rules shows you how to crush debt, supercharge savings, and start investing—even with just $5. From viral money educator Lillian Zhang—a Gen Zer who grew up in an immigrant home, side-hustled through college, and built a thriving career—comes the no-BS advice she wishes she had from the start. If you've ever felt like financial success was only for "other people," here's the beginner-friendly guide to create a future you'll love.

Simple money rules for everyone—Forget old-school advice about skipping your latte runs—get judgment-free advice on savings accounts, credit cards, and student loans.

Digital finance made easy—Automate your savings, experiment with micro-investing, and explore modern tools like budgeting apps, while staying smart around cryptocurrency, "Buy Now, Pay Later," and 1-click shopping.

Change your money story—No matter what you were (or weren't) taught about money growing up, learn how to conquer financial fears and grow wealth from the ground up.

For Gen Z, by Gen Z—Lillian Zhang helps young people, including hundreds of thousands of online followers, transform their finances with the clarity and empathy this generation deserves.

Give the gift of financial literacy—Equip teens finishing high school, college students nearing graduation, and young adults stepping into independence with money skills for life.

Stop getting by—start getting ahead with The New Money Rules: The Gen Z Guide to Personal Finance.